et 
Laenupakkujad kontrollivad riski näiteks krediidireitingu kaudu. See on toiming, mille kohaselt jagatakse iga laen eri kategooriatesse maksete katkestamise tõenäosuse alusel (tõenäosus, et laenusaaja lõpetab laenu teenindamise). Kõigil iuvo laenudel on krediidireiting, mis vastab antud krediidikõlbliku laenupakkuja reitingusüsteemile. See on vajalik eri laenupakkujate laenude võrdlemiseks
- AScore class A
- BScore class B
- CScore class C
- DScore class D
- EScore class E
- HRScore class HR
Ettevõtte pakutav laenumaht alates asutamisest
Ingliskeelses äri- ja rahandusmaailmas kasutatakse terminit „skin in the game“ („oma nahk on turule viidud“) – see viitab omanikele või juhtidele, kelle omaosalus investeerimisfondides, kuhu välisinvestoreid oodatakse panustama, on väga suur. Taoline vaatenurk aitab tagada, et laenupakkuja ja investori huvid ühtivad – mõlemad on varasse/investeeringusse panustanud. IUVO platvormil tähendab see, et iga laenupakkuja on kohustatud endale jätma teatud osa väljastatud laenudest – oma nahk on turule viidud. Näiteks kui laenupakkuja väljastab 100 euro suuruse laenu ning tema omaosalus ja risk on 30%, saab turul investeerida üksnes 70 euro suurusesse osasse laenust. Laenupakkuja omaosalus on 30 eurot.
Aasta, mil ettevõte muutus kasumlikuks
Umbes
M Cash is the first online company in Republic of North Macedonia, which changes the market of financial services in the country by offering a better alternative to the traditional channels for financing. Leader in the microfinancing sector on local level, M Cash realizes upward trends and offers a wide variety of products in the field of business and consumer lending. The company is one of founders of the Association of Financial Companies of North Macedonia (AFD).
Part of the holding Management Financial Group (MFG).
M Cash Macedonia is the first online financial institution in Republic of North Macedonia, that disrupted the traditional ways of financing and paved the path for the development of the fintech industry.
The collaboration of M Cash Macedonia with a P2P platform is a natural need arising from two common goals: first - diversification of our funding and providing extra support for our rapid growth, and second - opening new market favourable opportunities for investors who are able to earn more, rather than investing in others traditional investment options.
Our choice is the Iuvo P2P platform because we share the same goals as technological and digital development, rapid growth in the industry, providing high security for our customers and transparent clear terms and conditions.
Become part of one of the fastest growing p2p investing marketplaces in Europe