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In 2022, Viva Credit maintains and strengthens its market position and even takes a bigger market share in comparison to previous years.
The revenue income in 2022 has increased with 3.69% compared to 2021.
The assets of the company have decreased with 12%, which is due to the decreased receivables for loans granted, increase of impairment costs, and the amount of non-performing loans. The liabilities of the company in 2022 have decreased with 17% in comparison with 2021.
Viva Credit has finished 2022 with net profit of 3.6 million BGN.
In 2023, the main goal of the company is to maintain its stability and financial parameters, to increase collectability of the loans granted, to improve its loan portfolio quality, and to achieve optimal profit from its business activity.
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