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Management Financial Group (MFG)
MFG is a constantly evolving fintech ecosystem, which operates in 7 countries in Europe. The companies that are part of the Group develop successful business models in the field of consumer lending, financing of SMEs and medium-sized corporate clients, digital lending, payment services, and other alternative financial products and services. Providing access to financial services of large groups of people who deserve a better chance in live is the successful strategy for the growth of the financial institutions in the Group, which at the moment include over 25 companies with more than 450 offices and over 8300 employees and credit consultants. Besides iuvo, in the Group’s portfolio are brands like Easy Credit, Access Finance, AXI Card, Viva Credit, Mi Prestamo, Kredis, and others. The plans of the Group for the near future include offering new fintech solutions for individuals and businesses, and the ongoing expansion on international markets, including in other continents.
Shareholders
Stanimir Vasilev and Nedelcho Spasov are majority shareholders and head the Board of Directors of Management Financial Group (MFG). They have been in the businesses for over 21 years now and are driven by the belief that every person must have access to financial services, as well as education and healthcare. They entrepreneur spirit is the leading factor in the culture of the companies in the Group. Together they found Easy Asset Management AD (a.k.a. Easy Credit) in 2005. Stanimir has graduated in Electronic technologies and Microelectronics at the Technical University of Sofia, and then Finance at UNWE Sofia. Nedelcho has a master’s degree in Economics and Industry Management at UNWE Sofia. Both of them have a master’s degree of Business Administration at INSEAD.
Originators on iuvo, part of MFG
Easy Credit is founded in 2005 and it has been a reliable partner to hundreds of thousands of people throughout the years. The company is an innovator in the field of consumer lending with its specific business model for “home-collected” loans. The contract signing, the lending, and the installment repayment all happen at the comfort of the client’s home. The mission of the company for providing a responsible and transparent, fast and easy lending remains unchanged to date. In the base of the success of Easy Credit, there are ethical values, high moral and responsibility to the client.
The strong competitive advantage of the company is namely in the possibility to serve their clients personally and fast, including online. Easy Credit is among the most famous brands for consumer lending in Bulgaria today, with a national level of recognition of 75%.
Viva Credit is one of the well-established credit companies in Bulgaria since 2012. The non-bank financial institution for consumer lending works with a network of offices and partner locations in the entire country. The company strictly follows their principles for professionalism and quickness in providing high-quality financial services to their clients. The diversity of financial products and the possibility for a mortgage loan give Viva Credit a competitive advantage on the market. The experts of the company insist on being in-check with the new technologies and encourage online lending by providing their clients with an easy-to-use portal.
Access Finance offers a wide variety of accessible credit products. The leading one of them – Biala Karta (White Card), is an absolute leader in the non-bank credit card sector on the Bulgarian market.
The company is founded in 2013, led by the idea to offer an accessible and convenient product with transparent terms. Biala Karta is for everybody – it let’s them have whatever they want, wherever they are. Besides the physical card, there is a digital version as well.
Thanks to the constant strive for innovative technological solutions, Access Finance offers an impeccable client service to its over 150 000 satisfied clients.
AXI Card is part of the business of Access Finance and it operates in Spain. AXI Card Spain is founded in 2020 and following its main principles, it is among the highest-rated non-bank financial institutions in the business with credit cards on local level. It attracts its clients with accessible, innovative and flexible services, and their excellent customer service helps build trust and loyal partnerships.
Mi Prestamo is a young and ambitious company, operating in Spain. The company gives their customers the possibility to apply for a loan online at any time of the day, 24/7, to get financing in a fast and easy way. The customers of Mi Prestamo also have the possibility to choose the period of the loan and the frequency of installment repayment by themselves – a personalized plan for more convenience.
Kredis is a high-tech company, operating in Croatia. It offers financing to its clients with an innovative business model in partnership with the largest local company specialized in gold trading – Auro Domus. At the moment, Kredis has around 60 locations in the entire country, mainly in the Zagreb region.
Benefits for the users
By purchasing loan receivables of MFG companies, users choose extensive experience, hard work and consistency. For over 21 years, the people that head MFG have been proving that they can successfully manage and grow a business by overcoming all challenges on their path. With flexibility and adaptability to the changes of the market, they continue the expansion of the Group, led by their values for humanity, innovativeness and responsibility in the business.
MFG provides “group guarantee” for all loan receivables of Easy Credit, Viva Credit, Access Finance, AXI Card, Mi Prestamo and Kredis.
