1. The referred party registers and adds funds to their iuvo balance (minimum amount €100). Invests with iuvoSAVE and/or in P2P loans according to the program terms. The entire amount for participation in the program must be invested for at least three months.
2. Both parties receive a bonus after the three-month period for investing the amount for participation in the program has expired.
   The referral bonus is a percentage of the amount invested by the recommended party, as follows:
   Starter – 2% and up to €200;
   Silver Club – 2.5% and up to €250;
   Gold Club – 3% and up to €300.
   The referral bonus is 1% of the amount invested, and the maximum amount depends on the profile status of the recommending party, as the amounts are described above.

See full terms and conditions.